Brave Not quite as bad as it sounds but still very much worth being aware. https://www.gamesradar.com/xbox-live-and-other-microsoft-accounts-will-soon-be-closed-after-2-years-of-inactivity/
Brave Jonbwfc good question. What I read was more focused on things like the account having money unused in it etc. Didn’t spot anything re games but you would think they’d have to keep it open in that case.